SAFE 1
State-Chartered • Bakersfield, California • Est. 1952
Quick Facts
- Charter Number
- #61598
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- Bakersfield, California 93311
- Address
- 1400 Mill Rock Way
- Branches
- 11
- ATMs
- 9
- Members
- 89,063
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
89,063 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SAFE 1 |
|---|---|
| Total Assets | $1.1B |
| Members | 89,063 |
| Loans Outstanding | $823.0M |
| Shares & Deposits | $958.6M |
| Net Worth | $181.1M |
| Net Worth Ratio | 16.16% |
| Loan-to-Share Ratio | 85.9% |
| Delinquency Rate | 0.32% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
11 locations · 9 ATMs
Main Office
Main Office1400 Mill Rock Way
Bakersfield, CA 93311
Centurion
1021 Central Expy S
Allen, TX 75013
Vital Records Center
400 Oak St
Bakersfield, CA 93304
Delano
1008 Fremont St
Delano, CA 93215
Tehachapi
20141 W Valley Blvd
Tehachapi, CA 93561
Who Can Join SAFE 1?
Membership Type: Community
Membership eligibility for SAFE 1 may vary. Contact the credit union directly to confirm qualification requirements.
Contact SAFE 1 directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
SAFE 1 is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SAFE 1 has 89,063 members and a potential membership field of 2,563,791 people.
SAFE 1's reported net worth ratio is 16.16% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SAFE 1 operates 11 branch locations and has access to 9 ATMs. The main office is located at 1400 Mill Rock Way, Bakersfield, CA 93311.
SAFE 1 was established in 1952. It is a state-chartered credit union chartered under charter number 61598. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SAFE 1. All financial data is for informational purposes only.