SAFE
State-Chartered • FOLSOM, California • Est. 1940
Quick Facts
- Charter Number
- #68366
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- FOLSOM, California 95630
- Address
- 2295 IRON POINT RD, STE 100
- Branches
- 18
- ATMs
- 18
- Members
- 245,905
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
245,905 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SAFE |
|---|---|
| Total Assets | $4.4B |
| Members | 245,905 |
| Loans Outstanding | $3.2B |
| Shares & Deposits | $3.9B |
| Net Worth | $456.5M |
| Net Worth Ratio | 10.37% |
| Loan-to-Share Ratio | 79.8% |
| Delinquency Rate | 0.54% |
| Net Income | +$40,126,092 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
18 locations · 18 ATMs
Antelope
7887 Walerga Rd
Antelope, CA 95843
Citrus Heights
7475 Madison Ave
Citrus Heights, CA 95610
East Elk Grove
9312 Elk Grove Blvd
Elk Grove, CA 95624
East Sacramento
6341 Folsom Blvd
Sacramento, CA 95819
El Camino
3560 El Camino Ave
Sacramento, CA 95821
Who Can Join SAFE?
Membership Type: Community
Membership eligibility for SAFE may vary. Contact the credit union directly to confirm qualification requirements.
Contact SAFE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. SAFE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SAFE has 245,905 members and a potential membership field of 5,445,512 people.
SAFE's net worth ratio is 10.37% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, SAFE meets this threshold.
SAFE operates 18 branch locations and has access to 18 ATMs. The main office is located at 2295 Iron Point Rd, Folsom, CA 95630-8766.
SAFE was established in 1940. It is a state-chartered credit union chartered under charter number 68366. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SAFE. All financial data is for informational purposes only.