SAFE
State-Chartered • Folsom, California • Est. 1940
Quick Facts
- Charter Number
- #68366
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Folsom, California 95630-8766
- Address
- 2295 Iron Point Rd
- Branches
- 19
- ATMs
- 19
- Members
- 246,385
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
246,385 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SAFE |
|---|---|
| Total Assets | $4.5B |
| Members | 246,385 |
| Loans Outstanding | $3.2B |
| Shares & Deposits | $4.0B |
| Net Worth | $466.8M |
| Net Worth Ratio | 10.49% |
| Loan-to-Share Ratio | 79.9% |
| Delinquency Rate | 0.42% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
19 locations · 19 ATMs
Antelope
7887 Walerga Rd
Antelope, CA 95843
Citrus Heights
7475 Madison Ave
Citrus Heights, CA 95610
East Elk Grove
9312 Elk Grove Blvd
Elk Grove, CA 95624
East Sacramento
6341 Folsom Blvd
Sacramento, CA 95819
El Camino
3560 El Camino Ave
Sacramento, CA 95821
Who Can Join SAFE?
Membership Type: Community
Membership eligibility for SAFE may vary. Contact the credit union directly to confirm qualification requirements.
Contact SAFE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
SAFE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SAFE has 246,385 members and a potential membership field of 5,467,011 people.
SAFE's reported net worth ratio is 10.49% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SAFE operates 19 branch locations and has access to 19 ATMs. The main office is located at 2295 Iron Point Rd, Folsom, CA 95630-8766.
SAFE was established in 1940. It is a state-chartered credit union chartered under charter number 68366. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SAFE. All financial data is for informational purposes only.