SAINT JOHN A M E
Federal • NIAGARA FALLS, New York • Est. 1968
Quick Facts
- Charter Number
- #18528
- Type
- Federal
- Established
- 1968
- Headquarters
- NIAGARA FALLS, New York 14305-2446
- Address
- 917 GARDEN AVE
- Branches
- 1
- Members
- 169
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
169 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SAINT JOHN A M E |
|---|---|
| Total Assets | $192K |
| Members | 169 |
| Loans Outstanding | $118K |
| Shares & Deposits | $162K |
| Net Worth | $29K |
| Net Worth Ratio | 15.23% |
| Loan-to-Share Ratio | 72.8% |
| Delinquency Rate | 4.32% |
| Net Income | $-595 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
SAINT JOHN AME FCU
Main Office917 GARDEN AVE
NIAGARA FALLS, NY 14305-2446
Who Can Join SAINT JOHN A M E?
Membership Type: Community
Membership eligibility for SAINT JOHN A M E may vary. Contact the credit union directly to confirm qualification requirements.
Contact SAINT JOHN A M E directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. SAINT JOHN A M E is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SAINT JOHN A M E has 169 members and a potential membership field of 250 people.
SAINT JOHN A M E's net worth ratio is 15.23% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.2%, SAINT JOHN A M E meets this threshold.
SAINT JOHN A M E operates 1 branch location. The main office is located at 917 GARDEN AVE, NIAGARA FALLS, NY 14305-2446.
SAINT JOHN A M E was established in 1968. It is a federal credit union chartered under charter number 18528. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SAINT JOHN A M E. All financial data is for informational purposes only.