SAINT LAWRENCE
Federal • Ogdensburg, New York • Est. 1954
Quick Facts
- Charter Number
- #9871
- Type
- Federal
- Established
- 1954
- Headquarters
- Ogdensburg, New York 13669-2208
- Address
- 800 Commerce Park Dr
- Branches
- 6
- ATMs
- 7
- Members
- 13,311
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
13,311 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SAINT LAWRENCE |
|---|---|
| Total Assets | $258.6M |
| Members | 13,311 |
| Loans Outstanding | $179.4M |
| Shares & Deposits | $220.7M |
| Net Worth | $30.1M |
| Net Worth Ratio | 11.65% |
| Loan-to-Share Ratio | 81.3% |
| Delinquency Rate | 0.89% |
| Net Income | +$2,632,232 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 7 ATMs
Commerce Park Drive
Main Office800 Commerce Park Dr
Ogdensburg, NY 13669-2208
State Street
333 State St
Ogdensburg, NY 13669-1405
Court Street
33 Court St
Canton, NY 13617
State Highway 56
6585 State Highway 56
Potsdam, NY 13676
81 State Street
81 State St
Heuvelton, NY 13654
Who Can Join SAINT LAWRENCE?
Membership Type: Other/Unknown
Membership eligibility for SAINT LAWRENCE may vary. Contact the credit union directly to confirm qualification requirements.
Contact SAINT LAWRENCE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. SAINT LAWRENCE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SAINT LAWRENCE has 13,311 members and a potential membership field of 950,544 people.
SAINT LAWRENCE's net worth ratio is 11.65% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.7%, SAINT LAWRENCE meets this threshold.
SAINT LAWRENCE operates 6 branch locations and has access to 7 ATMs. The main office is located at 800 Commerce Park Dr, Ogdensburg, NY 13669-2208.
SAINT LAWRENCE was established in 1954. It is a federal credit union chartered under charter number 9871. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SAINT LAWRENCE. All financial data is for informational purposes only.