SAN FRANCISCO
Federal • San Francisco, California • Est. 1954
Quick Facts
- Charter Number
- #24542
- Type
- Federal
- Established
- 1954
- Headquarters
- San Francisco, California 94102-3120
- Address
- 770 Golden Gate Avenue
- Branches
- 8
- ATMs
- 7
- Members
- 51,658
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
51,658 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SAN FRANCISCO |
|---|---|
| Total Assets | $1.4B |
| Members | 51,658 |
| Loans Outstanding | $711.5M |
| Shares & Deposits | $1.1B |
| Net Worth | $167.3M |
| Net Worth Ratio | 11.56% |
| Loan-to-Share Ratio | 64.6% |
| Delinquency Rate | 0.17% |
| Net Income | +$17,884,378 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 7 ATMs
Golden Gate Branch
770 Golden Gate Ave
San Francisco, CA 94102-3120
Lakeside Village Branch
2645 Ocean Ave Lbby 1
San Francisco, CA 94132-1623
Richmond Branch
4375 Geary Blvd
San Francisco, CA 94118-3003
Burlingame Branch
1811 El Camino Real
Burlingame, CA 94010
Excelsior Branch
4800 Mission St
San Francisco, CA 94112-3414
Who Can Join SAN FRANCISCO?
Membership Type: Other/Unknown
Membership eligibility for SAN FRANCISCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact SAN FRANCISCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. SAN FRANCISCO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SAN FRANCISCO has 51,658 members and a potential membership field of 3,363,000 people.
SAN FRANCISCO's net worth ratio is 11.56% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.6%, SAN FRANCISCO meets this threshold.
SAN FRANCISCO operates 8 branch locations and has access to 7 ATMs. The main office is located at 770 Golden Gate Ave, San Francisco, CA 94102-3120.
SAN FRANCISCO was established in 1954. It is a federal credit union chartered under charter number 24542. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SAN FRANCISCO. All financial data is for informational purposes only.