SAN JUAN MOUNTAINS
State-Chartered • Montrose, Colorado • Est. 1958
Quick Facts
- Charter Number
- #60110
- Type
- State-Chartered
- Established
- 1958
- Headquarters
- Montrose, Colorado 81401
- Address
- 1400 E Main St
- Branches
- 4
- ATMs
- 1
- Members
- 3,379
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,379 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SAN JUAN MOUNTAINS |
|---|---|
| Total Assets | $61.1M |
| Members | 3,379 |
| Loans Outstanding | $36.1M |
| Shares & Deposits | $54.6M |
| Net Worth | $6.3M |
| Net Worth Ratio | 10.37% |
| Loan-to-Share Ratio | 66.1% |
| Delinquency Rate | 0.00% |
| Net Income | +$619,701 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 1 ATMs
San Juan Mountains Credit Union
Main Office1400 E Main St
Montrose, CO 81401
Fiserv -Portico
600 N VEL R PHILLIPS AVE
MILWAUKEE, WI 53203-2807
Fiserv ONCU
3031 Airpark Dr N
Flint, MI 48507-3471
Disaster Location
11199 6450 Rd
Montrose, CO 81401-8323
Who Can Join SAN JUAN MOUNTAINS?
Membership Type: Community
Membership eligibility for SAN JUAN MOUNTAINS may vary. Contact the credit union directly to confirm qualification requirements.
Contact SAN JUAN MOUNTAINS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Colorado RankingsFrequently Asked Questions
Yes. SAN JUAN MOUNTAINS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SAN JUAN MOUNTAINS has 3,379 members and a potential membership field of 255,190 people.
SAN JUAN MOUNTAINS's net worth ratio is 10.37% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, SAN JUAN MOUNTAINS meets this threshold.
SAN JUAN MOUNTAINS operates 4 branch locations and has access to 1 ATMs. The main office is located at 1400 E Main St, Montrose, CO 81401.
SAN JUAN MOUNTAINS was established in 1958. It is a state-chartered credit union chartered under charter number 60110. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SAN JUAN MOUNTAINS. All financial data is for informational purposes only.