SANTA BARBARA TEACHERS
Federal • Santa Barbara, California • Est. 1937
Quick Facts
- Charter Number
- #1909
- Type
- Federal
- Established
- 1937
- Headquarters
- Santa Barbara, California 93110
- Address
- 3970 La Colina Rd
- Branches
- 5
- Members
- 9,187
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
9,187 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SANTA BARBARA TEACHERS |
|---|---|
| Total Assets | $305.4M |
| Members | 9,187 |
| Loans Outstanding | $59.1M |
| Shares & Deposits | $263.0M |
| Net Worth | $41.2M |
| Net Worth Ratio | 13.50% |
| Loan-to-Share Ratio | 22.5% |
| Delinquency Rate | 0.01% |
| Net Income | +$2,758,931 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations
Santa Barbara Teachers FCU
3970 La Colina Rd
Santa Barbara, CA 93110-1563
Santa Barbara Teachers FCU
2615 S Miller St Ste 110
Santa Maria, CA 93455-1775
Santa Barbara Teachers FCU
1307B N H St
Lompoc, CA 93436-3312
Santa Barbara Teachers FCU
Main Office3970 La Colina Rd
Santa Barbara, CA 93110-1563
Jack Henry & Associates
10910 W 87th St
Lenexa, KS 66214-1603
Who Can Join SANTA BARBARA TEACHERS?
Membership Type: Community
Membership eligibility for SANTA BARBARA TEACHERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact SANTA BARBARA TEACHERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Browse all federally insured credit unions in California, ranked by assets, members, and financial health score.
View California RankingsFrequently Asked Questions
Yes. SANTA BARBARA TEACHERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SANTA BARBARA TEACHERS has 9,187 members and a potential membership field of 20,000 people.
SANTA BARBARA TEACHERS's net worth ratio is 13.50% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.5%, SANTA BARBARA TEACHERS meets this threshold.
SANTA BARBARA TEACHERS operates 5 branch locations. The main office is located at 3970 La Colina Rd, Santa Barbara, CA 93110-1563.
SANTA BARBARA TEACHERS was established in 1937. It is a federal credit union chartered under charter number 1909. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SANTA BARBARA TEACHERS. All financial data is for informational purposes only.