SANTA ROSA COUNTY
Federal • Milton, Florida • Est. 1957
Quick Facts
- Charter Number
- #11780
- Type
- Federal
- Established
- 1957
- Headquarters
- Milton, Florida 32570
- Address
- 5909 Stewart St
- Branches
- 5
- ATMs
- 5
- Members
- 13,743
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
13,743 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SANTA ROSA COUNTY |
|---|---|
| Total Assets | $221.2M |
| Members | 13,743 |
| Loans Outstanding | $87.9M |
| Shares & Deposits | $194.9M |
| Net Worth | $29.7M |
| Net Worth Ratio | 13.44% |
| Loan-to-Share Ratio | 45.1% |
| Delinquency Rate | 1.14% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
Main Office
Main Office5909 Stewart St
Milton, FL 32570
Jay Branch
3918 Highway 4
Jay, FL 32565
Pace Branch
3772 Highway 90
Pace, FL 32571
Midway Branch
4934 Gulf Breeze Pkwy
Gulf Breeze, FL 32563-9251
Milton Branch
6499 Caroline St
Milton, FL 32570
Who Can Join SANTA ROSA COUNTY?
Membership Type: Other/Unknown
Membership eligibility for SANTA ROSA COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact SANTA ROSA COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
SANTA ROSA COUNTY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SANTA ROSA COUNTY has 13,743 members and a potential membership field of 629,813 people.
SANTA ROSA COUNTY's reported net worth ratio is 13.44% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SANTA ROSA COUNTY operates 5 branch locations and has access to 5 ATMs. The main office is located at 5909 Stewart St, Milton, FL 32570.
SANTA ROSA COUNTY was established in 1957. It is a federal credit union chartered under charter number 11780. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SANTA ROSA COUNTY. All financial data is for informational purposes only.