SANTA ROSA COUNTY
Federal • MILTON, Florida • Est. 1957
Quick Facts
- Charter Number
- #11780
- Type
- Federal
- Established
- 1957
- Headquarters
- MILTON, Florida 32572
- Address
- P.O. BOX 841
- Branches
- 5
- ATMs
- 5
- Members
- 13,705
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
13,705 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SANTA ROSA COUNTY |
|---|---|
| Total Assets | $214.9M |
| Members | 13,705 |
| Loans Outstanding | $85.6M |
| Shares & Deposits | $188.6M |
| Net Worth | $29.1M |
| Net Worth Ratio | 13.55% |
| Loan-to-Share Ratio | 45.4% |
| Delinquency Rate | 1.40% |
| Net Income | +$3,104,845 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Main Office
Main Office5909 Stewart St
Milton, FL 32570
Jay Branch
3918 Highway 4
Jay, FL 32565
Pace Branch
3772 Highway 90
Pace, FL 32571
Midway Branch
4934 Gulf Breeze Pkwy
Gulf Breeze, FL 32563-9251
Milton Branch
6499 Caroline St
Milton, FL 32570
Who Can Join SANTA ROSA COUNTY?
Membership Type: Other/Unknown
Membership eligibility for SANTA ROSA COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact SANTA ROSA COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. SANTA ROSA COUNTY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SANTA ROSA COUNTY has 13,705 members and a potential membership field of 629,813 people.
SANTA ROSA COUNTY's net worth ratio is 13.55% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.6%, SANTA ROSA COUNTY meets this threshold.
SANTA ROSA COUNTY operates 5 branch locations and has access to 5 ATMs. The main office is located at 5909 Stewart St, Milton, FL 32570.
SANTA ROSA COUNTY was established in 1957. It is a federal credit union chartered under charter number 11780. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SANTA ROSA COUNTY. All financial data is for informational purposes only.