SANTO CHRISTO
Federal • FALL RIVER, Massachusetts • Est. 1954
Quick Facts
- Charter Number
- #9822
- Type
- Federal
- Established
- 1954
- Headquarters
- FALL RIVER, Massachusetts 02721
- Address
- 149 COLUMBIA STREET
- Branches
- 2
- Members
- 1,979
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,979 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SANTO CHRISTO |
|---|---|
| Total Assets | $18.3M |
| Members | 1,979 |
| Loans Outstanding | $11.3M |
| Shares & Deposits | $16.6M |
| Net Worth | $1.6M |
| Net Worth Ratio | 8.75% |
| Loan-to-Share Ratio | 67.8% |
| Delinquency Rate | 0.28% |
| Net Income | +$199,712 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
SANTO CHRISTO FEDERAL CREDIT UNION
Main Office149 Columbia St
FALL RIVER, MA 02721-1360
New Bedford Credit Union
1150 Purchase St
New Bedford, MA 02740-6635
Who Can Join SANTO CHRISTO?
Membership Type: Other/Unknown
Membership eligibility for SANTO CHRISTO may vary. Contact the credit union directly to confirm qualification requirements.
Contact SANTO CHRISTO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. SANTO CHRISTO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SANTO CHRISTO has 1,979 members and a potential membership field of 100,000 people.
SANTO CHRISTO's net worth ratio is 8.75% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.8%, SANTO CHRISTO meets this threshold.
SANTO CHRISTO operates 2 branch locations. The main office is located at 149 Columbia St, FALL RIVER, MA 02721-1360.
SANTO CHRISTO was established in 1954. It is a federal credit union chartered under charter number 9822. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SANTO CHRISTO. All financial data is for informational purposes only.