SANTO CHRISTO
Federal • Fall River, Massachusetts • Est. 1954
Quick Facts
- Charter Number
- #9822
- Type
- Federal
- Established
- 1954
- Headquarters
- Fall River, Massachusetts 02721-1360
- Address
- 149 Columbia St
- Branches
- 2
- Members
- 1,978
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,978 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SANTO CHRISTO |
|---|---|
| Total Assets | $19.2M |
| Members | 1,978 |
| Loans Outstanding | $11.4M |
| Shares & Deposits | $17.5M |
| Net Worth | $1.6M |
| Net Worth Ratio | 8.53% |
| Loan-to-Share Ratio | 65.0% |
| Delinquency Rate | 0.10% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
SANTO CHRISTO FEDERAL CREDIT UNION
Main Office149 Columbia St
Fall River, MA 02721-1360
New Bedford Credit Union
1150 Purchase St
New Bedford, MA 02740-6635
Who Can Join SANTO CHRISTO?
Membership Type: Other/Unknown
Membership eligibility for SANTO CHRISTO may vary. Contact the credit union directly to confirm qualification requirements.
Contact SANTO CHRISTO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
SANTO CHRISTO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SANTO CHRISTO has 1,978 members and a potential membership field of 100,000 people.
SANTO CHRISTO's reported net worth ratio is 8.53% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SANTO CHRISTO operates 2 branch locations. The main office is located at 149 Columbia St, Fall River, MA 02721-1360.
SANTO CHRISTO was established in 1954. It is a federal credit union chartered under charter number 9822. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SANTO CHRISTO. All financial data is for informational purposes only.