SCF WESTCHESTER N. Y. EMPLOYEES
Federal • WHITE PLAINS, New York • Est. 1973
Quick Facts
- Charter Number
- #21231
- Type
- Federal
- Established
- 1973
- Headquarters
- WHITE PLAINS, New York 10610
- Address
- 1000 WESTCHESTER AVE
- Branches
- 2
- Members
- 368
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
368 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SCF WESTCHESTER N. Y. EMPLOYEES |
|---|---|
| Total Assets | $1.7M |
| Members | 368 |
| Loans Outstanding | $468K |
| Shares & Deposits | $1.4M |
| Net Worth | $355K |
| Net Worth Ratio | 20.76% |
| Loan-to-Share Ratio | 34.4% |
| Delinquency Rate | 4.80% |
| Net Income | +$15,171 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Credit Union Office
Main Office1000 Westchester Ave
White Plains, NY 10610
Yonkers Federal Employees CU
81 Main Street
Yonkers, NY 10701
Who Can Join SCF WESTCHESTER N. Y. EMPLOYEES?
Membership Type: Community
Membership eligibility for SCF WESTCHESTER N. Y. EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact SCF WESTCHESTER N. Y. EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. SCF WESTCHESTER N. Y. EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SCF WESTCHESTER N. Y. EMPLOYEES has 368 members and a potential membership field of 600 people.
SCF WESTCHESTER N. Y. EMPLOYEES's net worth ratio is 20.76% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.8%, SCF WESTCHESTER N. Y. EMPLOYEES meets this threshold.
SCF WESTCHESTER N. Y. EMPLOYEES operates 2 branch locations. The main office is located at 1000 Westchester Ave, White Plains, NY 10610.
SCF WESTCHESTER N. Y. EMPLOYEES was established in 1973. It is a federal credit union chartered under charter number 21231. The institution has been serving members for 53 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SCF WESTCHESTER N. Y. EMPLOYEES. All financial data is for informational purposes only.