SCHOOLS
Federal • Torrance, California • Est. 1939
Quick Facts
- Charter Number
- #3526
- Type
- Federal
- Established
- 1939
- Headquarters
- Torrance, California 90502-1306
- Address
- 20101 Hamilton Ave Ste150
- Branches
- 2
- Members
- 16,996
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
16,996 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SCHOOLS |
|---|---|
| Total Assets | $189.8M |
| Members | 16,996 |
| Loans Outstanding | $88.9M |
| Shares & Deposits | $165.5M |
| Net Worth | $22.8M |
| Net Worth Ratio | 12.03% |
| Loan-to-Share Ratio | 53.7% |
| Delinquency Rate | 0.38% |
| Net Income | +$1,560,871 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
South Bay
Main Office20101 Hamilton Ave Ste 150
Torrance, CA 90502-1306
Los Angeles
850 W CESAR E CHAVEZ AVE
LOS ANGELES, CA 90012-2131
Who Can Join SCHOOLS?
Membership Type: Community
Membership eligibility for SCHOOLS may vary. Contact the credit union directly to confirm qualification requirements.
Contact SCHOOLS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Browse all federally insured credit unions in California, ranked by assets, members, and financial health score.
View California RankingsFrequently Asked Questions
Yes. SCHOOLS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SCHOOLS has 16,996 members and a potential membership field of 35,000 people.
SCHOOLS's net worth ratio is 12.03% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.0%, SCHOOLS meets this threshold.
SCHOOLS operates 2 branch locations. The main office is located at 20101 Hamilton Ave Ste 150, Torrance, CA 90502-1306.
SCHOOLS was established in 1939. It is a federal credit union chartered under charter number 3526. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SCHOOLS. All financial data is for informational purposes only.