SEA COMM
Federal • MASSENA, New York • Est. 1963
Quick Facts
- Charter Number
- #15672
- Type
- Federal
- Established
- 1963
- Headquarters
- MASSENA, New York 13662
- Address
- 30 STEARNS STREET
- Branches
- 9
- ATMs
- 9
- Members
- 56,384
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
56,384 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SEA COMM |
|---|---|
| Total Assets | $756.7M |
| Members | 56,384 |
| Loans Outstanding | $433.1M |
| Shares & Deposits | $625.4M |
| Net Worth | $134.1M |
| Net Worth Ratio | 17.72% |
| Loan-to-Share Ratio | 69.3% |
| Delinquency Rate | 0.85% |
| Net Income | +$12,917,669 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 9 ATMs
Branch - Canton
101 E Main St
Canton, NY 13617-1445
Branch - Malone
3349 State Route 11
Malone, NY 12953-4713
Branch - Potsdam
6 Sisson St
Potsdam, NY 13676-3596
30 Stearns St.
Main Office30 Stearns St
Massena, NY 13662-2310
Branch - Ogdensburg
3001 Ford Street Ext
Ogdensburg, NY 13669-4495
Who Can Join SEA COMM?
Membership Type: Community
Membership eligibility for SEA COMM may vary. Contact the credit union directly to confirm qualification requirements.
Contact SEA COMM directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. SEA COMM is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SEA COMM has 56,384 members and a potential membership field of 637,609 people.
SEA COMM's net worth ratio is 17.72% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.7%, SEA COMM meets this threshold.
SEA COMM operates 9 branch locations and has access to 9 ATMs. The main office is located at 30 Stearns St, Massena, NY 13662-2310.
SEA COMM was established in 1963. It is a federal credit union chartered under charter number 15672. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SEA COMM. All financial data is for informational purposes only.