SEATTLE METROPOLITAN
State-Chartered • Seattle, Washington • Est. 1933
Quick Facts
- Charter Number
- #68315
- Type
- State-Chartered
- Established
- 1933
- Headquarters
- Seattle, Washington 98134-1406
- Address
- 1910 1st Ave S
- Branches
- 8
- ATMs
- 10
- Members
- 48,127
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
48,127 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SEATTLE METROPOLITAN |
|---|---|
| Total Assets | $1.1B |
| Members | 48,127 |
| Loans Outstanding | $947.9M |
| Shares & Deposits | $891.8M |
| Net Worth | $134.3M |
| Net Worth Ratio | 11.93% |
| Loan-to-Share Ratio | 106.3% |
| Delinquency Rate | 0.75% |
| Net Income | +$13,438,961 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 10 ATMs
Northgate Br
303 NE Thornton PL
Seattle, WA 98125
Lynnwood
19718 Highway 99 Ste 101
Lynnwood, WA 98036-6046
Southcenter
17250 Southcenter Pkwy Ste 132
Tukwila, WA 98188
Corporate Office
Main Office1910 1st Ave S
Seattle, WA 98134-1406
Downtown Seattle
722 3rd Ave
Seattle, WA 98104-1803
Who Can Join SEATTLE METROPOLITAN?
Membership Type: Community
Membership eligibility for SEATTLE METROPOLITAN may vary. Contact the credit union directly to confirm qualification requirements.
Contact SEATTLE METROPOLITAN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Washington RankingsFrequently Asked Questions
Yes. SEATTLE METROPOLITAN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SEATTLE METROPOLITAN has 48,127 members and a potential membership field of 7,958,180 people.
SEATTLE METROPOLITAN's net worth ratio is 11.93% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, SEATTLE METROPOLITAN meets this threshold.
SEATTLE METROPOLITAN operates 8 branch locations and has access to 10 ATMs. The main office is located at 1910 1st Ave S, Seattle, WA 98134-1406.
SEATTLE METROPOLITAN was established in 1933. It is a state-chartered credit union chartered under charter number 68315. The institution has been serving members for 93 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SEATTLE METROPOLITAN. All financial data is for informational purposes only.