SERVE
State-Chartered • DES MOINES, Iowa • Est. 1932
Quick Facts
- Charter Number
- #65150
- Type
- State-Chartered
- Established
- 1932
- Headquarters
- DES MOINES, Iowa 50309-2010
- Address
- 423 E COURT AVE
- Branches
- 2
- Members
- 4,981
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,981 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SERVE |
|---|---|
| Total Assets | $98.5M |
| Members | 4,981 |
| Loans Outstanding | $73.2M |
| Shares & Deposits | $80.3M |
| Net Worth | $17.6M |
| Net Worth Ratio | 17.85% |
| Loan-to-Share Ratio | 91.2% |
| Delinquency Rate | 0.95% |
| Net Income | +$1,667,842 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Main Office
Main Office423 E Court Ave
Des Moines, IA 50309-2010
Urbandale Branch
3743 86th St
Urbandale, IA 50322-4008
Who Can Join SERVE?
Membership Type: Community
Membership eligibility for SERVE may vary. Contact the credit union directly to confirm qualification requirements.
Contact SERVE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. SERVE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SERVE has 4,981 members and a potential membership field of 50,000 people.
SERVE's net worth ratio is 17.85% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.9%, SERVE meets this threshold.
SERVE operates 2 branch locations. The main office is located at 423 E Court Ave, Des Moines, IA 50309-2010.
SERVE was established in 1932. It is a state-chartered credit union chartered under charter number 65150. The institution has been serving members for 94 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SERVE. All financial data is for informational purposes only.