SERVICE 1
Federal • Norton Shores, Michigan • Est. 1940
Quick Facts
- Charter Number
- #4038
- Type
- Federal
- Established
- 1940
- Headquarters
- Norton Shores, Michigan 49444-1807
- Address
- 1075 E Sherman Blvd
- Branches
- 5
- ATMs
- 4
- Members
- 21,204
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
21,204 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SERVICE 1 |
|---|---|
| Total Assets | $197.4M |
| Members | 21,204 |
| Loans Outstanding | $139.4M |
| Shares & Deposits | $160.0M |
| Net Worth | $36.1M |
| Net Worth Ratio | 18.31% |
| Loan-to-Share Ratio | 87.1% |
| Delinquency Rate | 0.44% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 4 ATMs
Service 1 FCU
Main Office1075 E Sherman Blvd
Norton Shores, MI 49444-1807
Service 1 FCU/Neosho
2975 Gardner Edgewood Dr
Neosho, MO 64850-3110
Service 1 FCU/Lakes Mall
1625 Eastwind Dr
Muskegon, MI 49444-7837
Service 1 FCU/Table Rock Branch
25368 State Highway 39
Shell Knob, MO 65747
Service 1 FCU/SB Branch
991 W Broadway Ave
Muskegon, MI 49441
Who Can Join SERVICE 1?
Membership Type: Community
Membership eligibility for SERVICE 1 may vary. Contact the credit union directly to confirm qualification requirements.
Contact SERVICE 1 directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
SERVICE 1 is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SERVICE 1 has 21,204 members and a potential membership field of 627,005 people.
SERVICE 1's reported net worth ratio is 18.31% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SERVICE 1 operates 5 branch locations and has access to 4 ATMs. The main office is located at 1075 E Sherman Blvd, Norton Shores, MI 49444-1807.
SERVICE 1 was established in 1940. It is a federal credit union chartered under charter number 4038. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SERVICE 1. All financial data is for informational purposes only.