SERVICE FIRST
Federal • Sioux Falls, South Dakota • Est. 1934
Quick Facts
- Charter Number
- #77
- Type
- Federal
- Established
- 1934
- Headquarters
- Sioux Falls, South Dakota 57103-2133
- Address
- 3901 E 10th St
- Branches
- 3
- ATMs
- 1
- Members
- 16,466
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
16,466 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SERVICE FIRST |
|---|---|
| Total Assets | $210.1M |
| Members | 16,466 |
| Loans Outstanding | $109.9M |
| Shares & Deposits | $192.3M |
| Net Worth | $18.8M |
| Net Worth Ratio | 8.97% |
| Loan-to-Share Ratio | 57.2% |
| Delinquency Rate | 0.83% |
| Net Income | +$237,671 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 1 ATMs
Service First Federal Credit Union
Main Office3901 E 10th St
Sioux Falls, SD 57103-2133
Falls Landingl Branch
1300 N Morrell Ave
Sioux Falls, SD 57103-0158
Southwest Branch
3600 S Kiwanis Ave
Sioux Falls, SD 57105
Who Can Join SERVICE FIRST?
Membership Type: Other/Unknown
Membership eligibility for SERVICE FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact SERVICE FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Dakota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Dakota RankingsFrequently Asked Questions
SERVICE FIRST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SERVICE FIRST has 16,466 members and a potential membership field of 891,342 people.
SERVICE FIRST's reported net worth ratio is 8.97% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SERVICE FIRST operates 3 branch locations and has access to 1 ATMs. The main office is located at 3901 E 10th St, Sioux Falls, SD 57103-2133.
SERVICE FIRST was established in 1934. It is a federal credit union chartered under charter number 77. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SERVICE FIRST. All financial data is for informational purposes only.