SESLOC
State-Chartered • SAN LUIS OBISPO, California • Est. 1942
Quick Facts
- Charter Number
- #68741
- Type
- State-Chartered
- Established
- 1942
- Headquarters
- SAN LUIS OBISPO, California 93403
- Address
- P.O. BOX 5360
- Branches
- 7
- ATMs
- 6
- Members
- 55,815
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
55,815 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SESLOC |
|---|---|
| Total Assets | $1.2B |
| Members | 55,815 |
| Loans Outstanding | $890.6M |
| Shares & Deposits | $1.1B |
| Net Worth | $115.5M |
| Net Worth Ratio | 9.48% |
| Loan-to-Share Ratio | 81.8% |
| Delinquency Rate | 0.67% |
| Net Income | +$9,851,385 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 6 ATMs
San Luis Obispo Branch
3807 Broad St
San Luis Obispo, CA 93401
Paso Robles Branch
705 Golden Hill Rd
Paso Robles, CA 93446-3057
Arroyo Grande Branch
1399 E Grand Ave
Arroyo Grande, CA 93420-2421
Atascadero Branch
8380 El Camino Real
Atascadero, CA 93422-5324
Headquarters
Main Office3855 Broad St
San Luis Obispo, CA 93401
Who Can Join SESLOC?
Membership Type: Community
Membership eligibility for SESLOC may vary. Contact the credit union directly to confirm qualification requirements.
Contact SESLOC directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Browse all federally insured credit unions in California, ranked by assets, members, and financial health score.
View California RankingsFrequently Asked Questions
Yes. SESLOC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SESLOC has 55,815 members and a potential membership field of 3,500,000 people.
SESLOC's net worth ratio is 9.48% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.5%, SESLOC meets this threshold.
SESLOC operates 7 branch locations and has access to 6 ATMs. The main office is located at 3855 Broad St, San Luis Obispo, CA 93401.
SESLOC was established in 1942. It is a state-chartered credit union chartered under charter number 68741. The institution has been serving members for 84 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SESLOC. All financial data is for informational purposes only.