SESLOC
State-Chartered • San Luis Obispo, California • Est. 1942
Quick Facts
- Charter Number
- #68741
- Type
- State-Chartered
- Established
- 1942
- Headquarters
- San Luis Obispo, California 93401
- Address
- 3855 Broad St
- Branches
- 7
- ATMs
- 6
- Members
- 56,359
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
56,359 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SESLOC |
|---|---|
| Total Assets | $1.3B |
| Members | 56,359 |
| Loans Outstanding | $898.4M |
| Shares & Deposits | $1.1B |
| Net Worth | $116.7M |
| Net Worth Ratio | 9.32% |
| Loan-to-Share Ratio | 79.9% |
| Delinquency Rate | 0.50% |
| Net Income | +$1,264,121 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 6 ATMs
San Luis Obispo Branch
3807 Broad St
San Luis Obispo, CA 93401
Paso Robles Branch
705 Golden Hill Rd
Paso Robles, CA 93446-3057
Arroyo Grande Branch
1399 E Grand Ave
Arroyo Grande, CA 93420-2421
Atascadero Branch
8380 El Camino Real
Atascadero, CA 93422-5324
Headquarters
Main Office3855 Broad St
San Luis Obispo, CA 93401
Who Can Join SESLOC?
Membership Type: Community
Membership eligibility for SESLOC may vary. Contact the credit union directly to confirm qualification requirements.
Contact SESLOC directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
SESLOC is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SESLOC has 56,359 members and a potential membership field of 3,500,000 people.
SESLOC's reported net worth ratio is 9.32% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SESLOC operates 7 branch locations and has access to 6 ATMs. The main office is located at 3855 Broad St, San Luis Obispo, CA 93401.
SESLOC was established in 1942. It is a state-chartered credit union chartered under charter number 68741. The institution has been serving members for 84 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SESLOC. All financial data is for informational purposes only.