SHORE TO SHORE COMMUNITY
Federal • Trenton, Michigan • Est. 1953
Quick Facts
- Charter Number
- #8349
- Type
- Federal
- Established
- 1953
- Headquarters
- Trenton, Michigan 48183
- Address
- 4550 Division St
- Branches
- 2
- ATMs
- 2
- Members
- 5,360
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
5,360 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SHORE TO SHORE COMMUNITY |
|---|---|
| Total Assets | $81.9M |
| Members | 5,360 |
| Loans Outstanding | $28.8M |
| Shares & Deposits | $72.0M |
| Net Worth | $9.6M |
| Net Worth Ratio | 11.66% |
| Loan-to-Share Ratio | 40.1% |
| Delinquency Rate | 1.34% |
| Net Income | +$1,296,052 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office4550 Division St
Trenton, MI 48183
Woodhaven Office
21701 Allen Rd
Woodhaven, MI 48183
Who Can Join SHORE TO SHORE COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for SHORE TO SHORE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact SHORE TO SHORE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. SHORE TO SHORE COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SHORE TO SHORE COMMUNITY has 5,360 members and a potential membership field of 260,000 people.
SHORE TO SHORE COMMUNITY's net worth ratio is 11.66% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.7%, SHORE TO SHORE COMMUNITY meets this threshold.
SHORE TO SHORE COMMUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 4550 Division St, Trenton, MI 48183.
SHORE TO SHORE COMMUNITY was established in 1953. It is a federal credit union chartered under charter number 8349. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SHORE TO SHORE COMMUNITY. All financial data is for informational purposes only.