SIDNEY
Federal • Sidney, New York • Est. 1949
Quick Facts
- Charter Number
- #6011
- Type
- Federal
- Established
- 1949
- Headquarters
- Sidney, New York 13838
- Address
- 42 Union St
- Branches
- 13
- ATMs
- 15
- Members
- 75,308
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
75,308 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SIDNEY |
|---|---|
| Total Assets | $1.2B |
| Members | 75,308 |
| Loans Outstanding | $1.0B |
| Shares & Deposits | $1.1B |
| Net Worth | $126.0M |
| Net Worth Ratio | 10.29% |
| Loan-to-Share Ratio | 93.5% |
| Delinquency Rate | 1.13% |
| Net Income | +$22,876,931 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 15 ATMs
Sidney
Main Office42 Union St
Sidney, NY 13838
Walton
3 Liberty St
Walton, NY 13856
Greene
65 Genesee St
Greene, NY 13778
Market St., Oneonta
53 Market St
Oneonta, NY 13820
Oneida St., Oneonta
75 Oneida St
Oneonta, NY 13820
Who Can Join SIDNEY?
Membership Type: Community
Membership eligibility for SIDNEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact SIDNEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. SIDNEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SIDNEY has 75,308 members and a potential membership field of 966,073 people.
SIDNEY's net worth ratio is 10.29% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.3%, SIDNEY meets this threshold.
SIDNEY operates 13 branch locations and has access to 15 ATMs. The main office is located at 42 Union St, Sidney, NY 13838.
SIDNEY was established in 1949. It is a federal credit union chartered under charter number 6011. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SIDNEY. All financial data is for informational purposes only.