SIDNEY
Federal • Sidney, New York • Est. 1949
Quick Facts
- Charter Number
- #6011
- Type
- Federal
- Established
- 1949
- Headquarters
- Sidney, New York 13838
- Address
- 42 Union St
- Branches
- 13
- ATMs
- 15
- Members
- 75,418
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
75,418 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SIDNEY |
|---|---|
| Total Assets | $1.3B |
| Members | 75,418 |
| Loans Outstanding | $1.0B |
| Shares & Deposits | $1.2B |
| Net Worth | $130.2M |
| Net Worth Ratio | 10.13% |
| Loan-to-Share Ratio | 87.5% |
| Delinquency Rate | 0.72% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
13 locations · 15 ATMs
Sidney
Main Office42 Union St
Sidney, NY 13838
Walton
3 Liberty St
Walton, NY 13856
Greene
65 Genesee St
Greene, NY 13778
Market St., Oneonta
53 Market St
Oneonta, NY 13820
Oneida St., Oneonta
75 Oneida St
Oneonta, NY 13820
Who Can Join SIDNEY?
Membership Type: Community
Membership eligibility for SIDNEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact SIDNEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
SIDNEY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SIDNEY has 75,418 members and a potential membership field of 976,187 people.
SIDNEY's reported net worth ratio is 10.13% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SIDNEY operates 13 branch locations and has access to 15 ATMs. The main office is located at 42 Union St, Sidney, NY 13838.
SIDNEY was established in 1949. It is a federal credit union chartered under charter number 6011. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SIDNEY. All financial data is for informational purposes only.