SIERRA CENTRAL
State-Chartered • Yuba City, California • Est. 1955
Quick Facts
- Charter Number
- #68053
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Yuba City, California 95993-2604
- Address
- 1351 Harter Pkwy
- Branches
- 18
- ATMs
- 19
- Members
- 87,009
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
87,009 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SIERRA CENTRAL |
|---|---|
| Total Assets | $1.5B |
| Members | 87,009 |
| Loans Outstanding | $1.0B |
| Shares & Deposits | $1.3B |
| Net Worth | $146.9M |
| Net Worth Ratio | 9.81% |
| Loan-to-Share Ratio | 74.9% |
| Delinquency Rate | 0.51% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
18 locations · 19 ATMs
Yuba City Branch
Main Office1351 Harter Pkwy
Yuba City, CA 95993-2604
Redding Branch
2867 Bechelli Ln
Redding, CA 96002
Red Bluff Branch
501 Adobe Rd
Red Bluff, CA 96080
Marysville Branch
422 4th St
Marysville, CA 95901
Grass Valley Branch
1000 Plaza Dr
Grass Valley, CA 95945
Who Can Join SIERRA CENTRAL?
Membership Type: Community
Membership eligibility for SIERRA CENTRAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact SIERRA CENTRAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
SIERRA CENTRAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SIERRA CENTRAL has 87,009 members and a potential membership field of 1,385,075 people.
SIERRA CENTRAL's reported net worth ratio is 9.81% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SIERRA CENTRAL operates 18 branch locations and has access to 19 ATMs. The main office is located at 1351 Harter Pkwy, Yuba City, CA 95993-2604.
SIERRA CENTRAL was established in 1955. It is a state-chartered credit union chartered under charter number 68053. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SIERRA CENTRAL. All financial data is for informational purposes only.