SIERRA CENTRAL
State-Chartered • Yuba City, California • Est. 1955
Quick Facts
- Charter Number
- #68053
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Yuba City, California 95993
- Address
- 1351 Harter Parkway
- Branches
- 18
- ATMs
- 19
- Members
- 86,220
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
86,220 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SIERRA CENTRAL |
|---|---|
| Total Assets | $1.5B |
| Members | 86,220 |
| Loans Outstanding | $1.0B |
| Shares & Deposits | $1.3B |
| Net Worth | $145.2M |
| Net Worth Ratio | 9.80% |
| Loan-to-Share Ratio | 76.6% |
| Delinquency Rate | 0.55% |
| Net Income | +$19,635,965 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
18 locations · 19 ATMs
Yuba City Branch
Main Office1351 Harter Pkwy
Yuba City, CA 95993-2604
Redding Branch
2867 Bechelli Ln
Redding, CA 96002
Red Bluff Branch
501 Adobe Rd
Red Bluff, CA 96080
Marysville Branch
422 4th St
Marysville, CA 95901
Grass Valley Branch
1000 Plaza Dr
Grass Valley, CA 95945
Who Can Join SIERRA CENTRAL?
Membership Type: Community
Membership eligibility for SIERRA CENTRAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact SIERRA CENTRAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. SIERRA CENTRAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SIERRA CENTRAL has 86,220 members and a potential membership field of 1,385,075 people.
SIERRA CENTRAL's net worth ratio is 9.80% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.8%, SIERRA CENTRAL meets this threshold.
SIERRA CENTRAL operates 18 branch locations and has access to 19 ATMs. The main office is located at 1351 Harter Pkwy, Yuba City, CA 95993-2604.
SIERRA CENTRAL was established in 1955. It is a state-chartered credit union chartered under charter number 68053. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SIERRA CENTRAL. All financial data is for informational purposes only.