SIMPLOT
State-Chartered • POCATELLO, Idaho • Est. 1955
Quick Facts
- Charter Number
- #63405
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- POCATELLO, Idaho 83201-5113
- Address
- PO BOX 2519
- Branches
- 2
- ATMs
- 1
- Members
- 5,516
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
5,516 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SIMPLOT |
|---|---|
| Total Assets | $58.8M |
| Members | 5,516 |
| Loans Outstanding | $38.8M |
| Shares & Deposits | $46.0M |
| Net Worth | $12.1M |
| Net Worth Ratio | 20.59% |
| Loan-to-Share Ratio | 84.3% |
| Delinquency Rate | 0.73% |
| Net Income | +$876,009 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Simplot Credit Union
Main Office1880 Garrett Way
Pocatello, ID 83201-5113
Caldwell Branch
721 Dearborn St
Caldwell, ID 83605-4116
Who Can Join SIMPLOT?
Membership Type: Community
Membership eligibility for SIMPLOT may vary. Contact the credit union directly to confirm qualification requirements.
Contact SIMPLOT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Idaho RankingsFrequently Asked Questions
Yes. SIMPLOT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SIMPLOT has 5,516 members and a potential membership field of 10,000 people.
SIMPLOT's net worth ratio is 20.59% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.6%, SIMPLOT meets this threshold.
SIMPLOT operates 2 branch locations and has access to 1 ATMs. The main office is located at 1880 Garrett Way, Pocatello, ID 83201-5113.
SIMPLOT was established in 1955. It is a state-chartered credit union chartered under charter number 63405. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SIMPLOT. All financial data is for informational purposes only.