SIOUX VALLEY COOP
Federal • Watertown, South Dakota • Est. 1953
Quick Facts
- Charter Number
- #8752
- Type
- Federal
- Established
- 1953
- Headquarters
- Watertown, South Dakota 57201
- Address
- PO Box 344
- Branches
- 1
- Members
- 3,377
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
3,377 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SIOUX VALLEY COOP |
|---|---|
| Total Assets | $41.2M |
| Members | 3,377 |
| Loans Outstanding | $25.5M |
| Shares & Deposits | $32.5M |
| Net Worth | $8.1M |
| Net Worth Ratio | 19.60% |
| Loan-to-Share Ratio | 78.4% |
| Delinquency Rate | 2.47% |
| Net Income | +$888,245 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Sioux Valley Co-op FCU
Main Office712 9th Ave SE
Watertown, SD 57201-5222
Who Can Join SIOUX VALLEY COOP?
Membership Type: Occupational
Membership eligibility for SIOUX VALLEY COOP may vary. Contact the credit union directly to confirm qualification requirements.
Contact SIOUX VALLEY COOP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Dakota RankingsFrequently Asked Questions
Yes. SIOUX VALLEY COOP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SIOUX VALLEY COOP has 3,377 members and a potential membership field of 9,100 people.
SIOUX VALLEY COOP's net worth ratio is 19.60% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.6%, SIOUX VALLEY COOP meets this threshold.
SIOUX VALLEY COOP operates 1 branch location. The main office is located at 712 9th Ave SE, Watertown, SD 57201-5222.
SIOUX VALLEY COOP was established in 1953. It is a federal credit union chartered under charter number 8752. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SIOUX VALLEY COOP. All financial data is for informational purposes only.