SJP
Federal • Buffalo, New York • Est. 1939
Quick Facts
- Charter Number
- #3306
- Type
- Federal
- Established
- 1939
- Headquarters
- Buffalo, New York 14223-2819
- Address
- 341 Englewood Ave
- Branches
- 1
- Members
- 7,258
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
7,258 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SJP |
|---|---|
| Total Assets | $184.0M |
| Members | 7,258 |
| Loans Outstanding | $148.7M |
| Shares & Deposits | $161.0M |
| Net Worth | $19.6M |
| Net Worth Ratio | 11.07% |
| Loan-to-Share Ratio | 92.4% |
| Delinquency Rate | 1.38% |
| Net Income | +$2,277,097 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
341 Englewood Avenue
Main Office341 Englewood Ave
Buffalo, NY 14223-2819
Who Can Join SJP?
Membership Type: Community
Membership eligibility for SJP may vary. Contact the credit union directly to confirm qualification requirements.
Contact SJP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. SJP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SJP has 7,258 members and a potential membership field of 23,552 people.
SJP's net worth ratio is 11.07% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.1%, SJP meets this threshold.
SJP operates 1 branch location. The main office is located at 341 Englewood Ave, Buffalo, NY 14223-2819.
SJP was established in 1939. It is a federal credit union chartered under charter number 3306. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SJP. All financial data is for informational purposes only.