SMW 104
Federal • Livermore, California • Est. 1962
Quick Facts
- Charter Number
- #14934
- Type
- Federal
- Established
- 1962
- Headquarters
- Livermore, California 94551-7570
- Address
- 3156 Constitution Dr
- Branches
- 1
- Members
- 10,986
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
10,986 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SMW 104 |
|---|---|
| Total Assets | $116.8M |
| Members | 10,986 |
| Loans Outstanding | $53.1M |
| Shares & Deposits | $101.6M |
| Net Worth | $14.6M |
| Net Worth Ratio | 12.47% |
| Loan-to-Share Ratio | 52.3% |
| Delinquency Rate | 0.51% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
SMW 104 FCU
Main Office3156 Constitution Dr
Livermore, CA 94551-7570
Who Can Join SMW 104?
Membership Type: Community
Membership eligibility for SMW 104 may vary. Contact the credit union directly to confirm qualification requirements.
Contact SMW 104 directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
SMW 104 is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SMW 104 has 10,986 members and a potential membership field of 12,500 people.
SMW 104's reported net worth ratio is 12.47% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SMW 104 operates 1 branch location. The main office is located at 3156 Constitution Dr, Livermore, CA 94551-7570.
SMW 104 was established in 1962. It is a federal credit union chartered under charter number 14934. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SMW 104. All financial data is for informational purposes only.