SOLUTIONS FIRST
Federal • Enterprise, Alabama • Est. 1964
Quick Facts
- Charter Number
- #16556
- Type
- Federal
- Established
- 1964
- Headquarters
- Enterprise, Alabama 36331
- Address
- PO BOX 311990
- Branches
- 2
- ATMs
- 4
- Members
- 4,953
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
4,953 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOLUTIONS FIRST |
|---|---|
| Total Assets | $45.0M |
| Members | 4,953 |
| Loans Outstanding | $20.5M |
| Shares & Deposits | $42.1M |
| Net Worth | $3.0M |
| Net Worth Ratio | 6.76% |
| Loan-to-Share Ratio | 48.7% |
| Delinquency Rate | 2.32% |
| Net Income | +$339,609 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 4 ATMs
SOLUTIONS FIRST FEDERAL CREDIT UNION
Main Office1108 Boll Weevil Cir
Enterprise, AL 36330-1388
Solutions First Federal CU - Ozark Branch
131 Mixon School Road
Ozark, AL 36360
Who Can Join SOLUTIONS FIRST?
Membership Type: Other/Unknown
Membership eligibility for SOLUTIONS FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOLUTIONS FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. SOLUTIONS FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOLUTIONS FIRST has 4,953 members and a potential membership field of 168,828 people.
SOLUTIONS FIRST's net worth ratio is 6.76% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. This is below the 7% well-capitalized threshold.
SOLUTIONS FIRST operates 2 branch locations and has access to 4 ATMs. The main office is located at 1108 Boll Weevil Cir, Enterprise, AL 36330-1388.
SOLUTIONS FIRST was established in 1964. It is a federal credit union chartered under charter number 16556. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOLUTIONS FIRST. All financial data is for informational purposes only.