SOMERVILLE MUNICIPAL
Federal • Somerville, Massachusetts • Est. 1941
Quick Facts
- Charter Number
- #4524
- Type
- Federal
- Established
- 1941
- Headquarters
- Somerville, Massachusetts 02144
- Address
- 236 Holland St
- Branches
- 5
- ATMs
- 2
- Members
- 2,200
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,200 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOMERVILLE MUNICIPAL |
|---|---|
| Total Assets | $50.8M |
| Members | 2,200 |
| Loans Outstanding | $24.1M |
| Shares & Deposits | $41.3M |
| Net Worth | $9.2M |
| Net Worth Ratio | 18.16% |
| Loan-to-Share Ratio | 58.2% |
| Delinquency Rate | 0.47% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 2 ATMs
Main Office
Main Office236 Holland St
Somerville, MA 02144
Disaster Recovery Site
100 Highland Ave
Somerville, MA 02143
Hot Site
6160 Warren Pkwy Ste 500
Frisco, TX 75034
Portico
6160 Warren Pkwy Ste 500
Frisco, TX 75034-9673
CO-OP Shared Branch Network
236 Holland
Somerville, MA 02144-2433
Who Can Join SOMERVILLE MUNICIPAL?
Membership Type: Community
Membership eligibility for SOMERVILLE MUNICIPAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOMERVILLE MUNICIPAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
SOMERVILLE MUNICIPAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SOMERVILLE MUNICIPAL has 2,200 members and a potential membership field of 15,000 people.
SOMERVILLE MUNICIPAL's reported net worth ratio is 18.16% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SOMERVILLE MUNICIPAL operates 5 branch locations and has access to 2 ATMs. The main office is located at 236 Holland St, Somerville, MA 02144.
SOMERVILLE MUNICIPAL was established in 1941. It is a federal credit union chartered under charter number 4524. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SOMERVILLE MUNICIPAL. All financial data is for informational purposes only.