SOMERVILLE SCHOOL EMPLOYEES
Federal • Somerville, Massachusetts • Est. 1939
Quick Facts
- Charter Number
- #3475
- Type
- Federal
- Established
- 1939
- Headquarters
- Somerville, Massachusetts 02144
- Address
- P.O. BOX 440053
- Branches
- 1
- Members
- 1,375
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,375 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOMERVILLE SCHOOL EMPLOYEES |
|---|---|
| Total Assets | $23.1M |
| Members | 1,375 |
| Loans Outstanding | $8.9M |
| Shares & Deposits | $19.2M |
| Net Worth | $3.9M |
| Net Worth Ratio | 16.84% |
| Loan-to-Share Ratio | 46.4% |
| Delinquency Rate | 0.17% |
| Net Income | +$26,381 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main office
Main Office100 Highland Ave
Somerville, MA 02143
Who Can Join SOMERVILLE SCHOOL EMPLOYEES?
Membership Type: Community
Membership eligibility for SOMERVILLE SCHOOL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOMERVILLE SCHOOL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. SOMERVILLE SCHOOL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOMERVILLE SCHOOL EMPLOYEES has 1,375 members and a potential membership field of 2,100 people.
SOMERVILLE SCHOOL EMPLOYEES's net worth ratio is 16.84% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.8%, SOMERVILLE SCHOOL EMPLOYEES meets this threshold.
SOMERVILLE SCHOOL EMPLOYEES operates 1 branch location. The main office is located at 100 Highland Ave, Somerville, MA 02143.
SOMERVILLE SCHOOL EMPLOYEES was established in 1939. It is a federal credit union chartered under charter number 3475. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOMERVILLE SCHOOL EMPLOYEES. All financial data is for informational purposes only.