SOUND
Federal • Norwalk, Connecticut • Est. 1953
Quick Facts
- Charter Number
- #24705
- Type
- Federal
- Established
- 1953
- Headquarters
- Norwalk, Connecticut 06851
- Address
- 37 North Ave
- Branches
- 3
- ATMs
- 1
- Members
- 8,844
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
8,844 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUND |
|---|---|
| Total Assets | $118.6M |
| Members | 8,844 |
| Loans Outstanding | $91.8M |
| Shares & Deposits | $106.1M |
| Net Worth | $8.0M |
| Net Worth Ratio | 6.77% |
| Loan-to-Share Ratio | 86.5% |
| Delinquency Rate | 0.83% |
| Net Income | +$472,613 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Main Office
Main Office37 North Ave
Norwalk, CT 06851
Stamford Branch
888 Washington Blvd
Stamford, CT 06901
Stamford Stop & Shop
2200 Bedford St
Stamford, CT 06905
Who Can Join SOUND?
Membership Type: Other/Unknown
Membership eligibility for SOUND may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUND directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Connecticut RankingsFrequently Asked Questions
Yes. SOUND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUND has 8,844 members and a potential membership field of 2,019,141 people.
SOUND's net worth ratio is 6.77% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. This is below the 7% well-capitalized threshold.
SOUND operates 3 branch locations and has access to 1 ATMs. The main office is located at 37 North Ave, Norwalk, CT 06851.
SOUND was established in 1953. It is a federal credit union chartered under charter number 24705. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUND. All financial data is for informational purposes only.