SOUND
State-Chartered • Tacoma, Washington • Est. 1940
Quick Facts
- Charter Number
- #66331
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Tacoma, Washington 98402-3410
- Address
- 1331 Broadway
- Branches
- 28
- ATMs
- 21
- Members
- 181,030
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
181,030 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUND |
|---|---|
| Total Assets | $3.4B |
| Members | 181,030 |
| Loans Outstanding | $2.6B |
| Shares & Deposits | $3.0B |
| Net Worth | $365.7M |
| Net Worth Ratio | 10.60% |
| Loan-to-Share Ratio | 88.5% |
| Delinquency Rate | 1.63% |
| Net Income | +$7,116,578 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
28 locations · 21 ATMs
Downtown Tacoma Branch
Main Office1331 Broadway
Tacoma, WA 98402-3410
Auburn Branch
1202 Outlet Collection Way SW Ste 107
Auburn, WA 98001-6541
Lakewood Branch
7717 Bridgeport Way W
Lakewood, WA 98499
Olympia Branch
3600 Martin Way E
Olympia, WA 98506
Pacific Avenue Branch
3633 Pacific Ave
Tacoma, WA 98418-7900
Who Can Join SOUND?
Membership Type: Community
Membership eligibility for SOUND may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUND directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Washington
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Washington RankingsFrequently Asked Questions
SOUND is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SOUND has 181,030 members and a potential membership field of 7,812,880 people.
SOUND's reported net worth ratio is 10.60% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SOUND operates 28 branch locations and has access to 21 ATMs. The main office is located at 1331 Broadway, Tacoma, WA 98402-3410.
SOUND was established in 1940. It is a state-chartered credit union chartered under charter number 66331. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SOUND. All financial data is for informational purposes only.