SOUTH BAY
Federal • Redondo Beach, California • Est. 1953
Quick Facts
- Charter Number
- #95052
- Type
- Federal
- Established
- 1953
- Headquarters
- Redondo Beach, California 90277-2837
- Address
- 312 N Pacific Coast Hwy
- Branches
- 4
- ATMs
- 3
- Members
- 9,930
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,930 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTH BAY |
|---|---|
| Total Assets | $164.3M |
| Members | 9,930 |
| Loans Outstanding | $120.7M |
| Shares & Deposits | $146.2M |
| Net Worth | $14.9M |
| Net Worth Ratio | 9.54% |
| Loan-to-Share Ratio | 82.6% |
| Delinquency Rate | 0.60% |
| Net Income | +$53,070 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 3 ATMs
Redondo Beach
Main Office312 N Pacific Coast Hwy
Redondo Beach, CA 90277-2837
CU*Northwest
1421 N MEADOWWOOD LN STE 130
Liberty Lake, WA 99019-7613
Artesia Branch
2023 ARTESIA BLVD
Redondo Beach, CA 90278
Lomita Branch
24520 Narbonne Ave
Lomita, CA 90717-1135
Who Can Join SOUTH BAY?
Membership Type: Community
Membership eligibility for SOUTH BAY may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTH BAY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
SOUTH BAY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SOUTH BAY has 9,930 members and a potential membership field of 1,083,939 people.
SOUTH BAY's reported net worth ratio is 9.54% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SOUTH BAY operates 4 branch locations and has access to 3 ATMs. The main office is located at 312 N Pacific Coast Hwy, Redondo Beach, CA 90277-2837.
SOUTH BAY was established in 1953. It is a federal credit union chartered under charter number 95052. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SOUTH BAY. All financial data is for informational purposes only.