SOUTH CENTRAL
State-Chartered • Jackson, Michigan • Est. 1954
Quick Facts
- Charter Number
- #62143
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Jackson, Michigan 49202-2036
- Address
- 958 W Monroe St
- Branches
- 2
- ATMs
- 2
- Members
- 6,814
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,814 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTH CENTRAL |
|---|---|
| Total Assets | $84.9M |
| Members | 6,814 |
| Loans Outstanding | $39.9M |
| Shares & Deposits | $72.5M |
| Net Worth | $12.1M |
| Net Worth Ratio | 14.29% |
| Loan-to-Share Ratio | 55.0% |
| Delinquency Rate | 0.61% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
South Central Credit Union
Main Office958 W Monroe St
Jackson, MI 49202-2036
South St. Branch
2221 E South St
Jackson, MI 49201-8713
Who Can Join SOUTH CENTRAL?
Membership Type: Community
Membership eligibility for SOUTH CENTRAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTH CENTRAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
SOUTH CENTRAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SOUTH CENTRAL has 6,814 members and a potential membership field of 1,442,512 people.
SOUTH CENTRAL's reported net worth ratio is 14.29% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SOUTH CENTRAL operates 2 branch locations and has access to 2 ATMs. The main office is located at 958 W Monroe St, Jackson, MI 49202-2036.
SOUTH CENTRAL was established in 1954. It is a state-chartered credit union chartered under charter number 62143. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SOUTH CENTRAL. All financial data is for informational purposes only.