SOUTHBRIDGE
State-Chartered • Southbridge, Massachusetts • Est. 1938
Quick Facts
- Charter Number
- #66374
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- Southbridge, Massachusetts 01550
- Address
- 155 Main St
- Branches
- 5
- ATMs
- 4
- Members
- 11,310
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
11,310 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHBRIDGE |
|---|---|
| Total Assets | $242.3M |
| Members | 11,310 |
| Loans Outstanding | $177.1M |
| Shares & Deposits | $213.1M |
| Net Worth | $25.5M |
| Net Worth Ratio | 10.53% |
| Loan-to-Share Ratio | 83.1% |
| Delinquency Rate | 0.24% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 4 ATMs
Main Office
179 Main St
Southbridge, MA 01550
Fiskdale
514 Main St
Sturbridge, MA 01518-1212
Hobbs Brook
120 Charlton Rd
Sturbridge, MA 01566-1564
Auburn
732 Southbridge St
Auburn, MA 01501
Lending Center/Operations
Main Office155 Main St
Southbridge, MA 01550
Who Can Join SOUTHBRIDGE?
Membership Type: Community
Membership eligibility for SOUTHBRIDGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHBRIDGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
SOUTHBRIDGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SOUTHBRIDGE has 11,310 members and a potential membership field of 150,000 people.
SOUTHBRIDGE's reported net worth ratio is 10.53% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SOUTHBRIDGE operates 5 branch locations and has access to 4 ATMs. The main office is located at 155 Main St, Southbridge, MA 01550.
SOUTHBRIDGE was established in 1938. It is a state-chartered credit union chartered under charter number 66374. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHBRIDGE. All financial data is for informational purposes only.