SOUTHCOAST
Federal • New Bedford, Massachusetts • Est. 1976
Quick Facts
- Charter Number
- #22426
- Type
- Federal
- Established
- 1976
- Headquarters
- New Bedford, Massachusetts 02740
- Address
- 271 Union St
- Branches
- 6
- ATMs
- 5
- Members
- 4,315
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,315 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHCOAST |
|---|---|
| Total Assets | $60.3M |
| Members | 4,315 |
| Loans Outstanding | $37.1M |
| Shares & Deposits | $49.0M |
| Net Worth | $7.3M |
| Net Worth Ratio | 12.03% |
| Loan-to-Share Ratio | 75.7% |
| Delinquency Rate | 0.42% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 5 ATMs
St Luke's Hospital
101 Page St
New Bedford, MA 02740
Charlton Memorial Hospital
363 Highland Ave
Fall River, MA 02720
Tobey Hospital
43 High St
Wareham, MA 02571
ATT Site
200 Mill Rd
Fairhaven, MA 02719
Union St
Main Office271 Union St
New Bedford, MA 02740
Who Can Join SOUTHCOAST?
Membership Type: Community
Membership eligibility for SOUTHCOAST may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHCOAST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
SOUTHCOAST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SOUTHCOAST has 4,315 members and a potential membership field of 12,000 people.
SOUTHCOAST's reported net worth ratio is 12.03% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SOUTHCOAST operates 6 branch locations and has access to 5 ATMs. The main office is located at 271 Union St, New Bedford, MA 02740.
SOUTHCOAST was established in 1976. It is a federal credit union chartered under charter number 22426. The institution has been serving members for 50 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHCOAST. All financial data is for informational purposes only.