SOUTHEAST MICHIGAN STATE EMPLOYEES
Federal • West Bloomfield, Michigan • Est. 1952
Quick Facts
- Charter Number
- #7628
- Type
- Federal
- Established
- 1952
- Headquarters
- West Bloomfield, Michigan 48322
- Address
- 6230 Orchard Lake Rd
- Branches
- 1
- Members
- 3,124
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,124 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHEAST MICHIGAN STATE EMPLOYEES |
|---|---|
| Total Assets | $51.5M |
| Members | 3,124 |
| Loans Outstanding | $8.2M |
| Shares & Deposits | $46.0M |
| Net Worth | $6.1M |
| Net Worth Ratio | 11.80% |
| Loan-to-Share Ratio | 17.9% |
| Delinquency Rate | 1.83% |
| Net Income | +$152,373 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Southeast Michigan State Employees Federal Credit Union
Main Office6230 Orchard Lake Rd
West Bloomfield, MI 48322
Who Can Join SOUTHEAST MICHIGAN STATE EMPLOYEES?
Membership Type: Community
Membership eligibility for SOUTHEAST MICHIGAN STATE EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHEAST MICHIGAN STATE EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
SOUTHEAST MICHIGAN STATE EMPLOYEES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SOUTHEAST MICHIGAN STATE EMPLOYEES has 3,124 members and a potential membership field of 5,000 people.
SOUTHEAST MICHIGAN STATE EMPLOYEES's reported net worth ratio is 11.80% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SOUTHEAST MICHIGAN STATE EMPLOYEES operates 1 branch location. The main office is located at 6230 Orchard Lake Rd, West Bloomfield, MI 48322.
SOUTHEAST MICHIGAN STATE EMPLOYEES was established in 1952. It is a federal credit union chartered under charter number 7628. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHEAST MICHIGAN STATE EMPLOYEES. All financial data is for informational purposes only.