SOUTHEAST MICHIGAN STATE EMPLOYEES
Federal • West Bloomfield, Michigan • Est. 1952
Quick Facts
- Charter Number
- #7628
- Type
- Federal
- Established
- 1952
- Headquarters
- West Bloomfield, Michigan 48322
- Address
- 6230 Orchard Lake Road, 290
- Branches
- 1
- Members
- 3,222
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
3,222 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHEAST MICHIGAN STATE EMPLOYEES |
|---|---|
| Total Assets | $51.1M |
| Members | 3,222 |
| Loans Outstanding | $8.2M |
| Shares & Deposits | $45.4M |
| Net Worth | $5.9M |
| Net Worth Ratio | 11.60% |
| Loan-to-Share Ratio | 18.1% |
| Delinquency Rate | 3.89% |
| Net Income | +$971,012 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Southeast Michigan State Employees Federal Credit Union
Main Office6230 Orchard Lake Rd
West Bloomfield, MI 48322
Who Can Join SOUTHEAST MICHIGAN STATE EMPLOYEES?
Membership Type: Community
Membership eligibility for SOUTHEAST MICHIGAN STATE EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHEAST MICHIGAN STATE EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. SOUTHEAST MICHIGAN STATE EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTHEAST MICHIGAN STATE EMPLOYEES has 3,222 members and a potential membership field of 5,000 people.
SOUTHEAST MICHIGAN STATE EMPLOYEES's net worth ratio is 11.60% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.6%, SOUTHEAST MICHIGAN STATE EMPLOYEES meets this threshold.
SOUTHEAST MICHIGAN STATE EMPLOYEES operates 1 branch location. The main office is located at 6230 Orchard Lake Rd, West Bloomfield, MI 48322.
SOUTHEAST MICHIGAN STATE EMPLOYEES was established in 1952. It is a federal credit union chartered under charter number 7628. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHEAST MICHIGAN STATE EMPLOYEES. All financial data is for informational purposes only.