SOUTHERN CHAUTAUQUA
Federal • Lakewood, New York • Est. 1954
Quick Facts
- Charter Number
- #9107
- Type
- Federal
- Established
- 1954
- Headquarters
- Lakewood, New York 14750
- Address
- 168 E Fairmount Ave
- Branches
- 10
- ATMs
- 5
- Members
- 21,346
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
21,346 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHERN CHAUTAUQUA |
|---|---|
| Total Assets | $166.3M |
| Members | 21,346 |
| Loans Outstanding | $115.0M |
| Shares & Deposits | $138.7M |
| Net Worth | $22.6M |
| Net Worth Ratio | 13.60% |
| Loan-to-Share Ratio | 82.9% |
| Delinquency Rate | 1.75% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
10 locations · 5 ATMs
Lakewood
Main Office168 E Fairmount Ave
Lakewood, NY 14750
Cherry Creek
6834 Main St
Cherry Creek, NY 14723
Clymer
562 Clymer Sherman Rd
Clymer, NY 14724-9521
Jamestown
1283 E 2nd St
Jamestown, NY 14701
Frewsburg High School
26 Institute St
Frewsburg, NY 14738
Who Can Join SOUTHERN CHAUTAUQUA?
Membership Type: Other/Unknown
Membership eligibility for SOUTHERN CHAUTAUQUA may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHERN CHAUTAUQUA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
SOUTHERN CHAUTAUQUA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SOUTHERN CHAUTAUQUA has 21,346 members and a potential membership field of 126,807 people.
SOUTHERN CHAUTAUQUA's reported net worth ratio is 13.60% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SOUTHERN CHAUTAUQUA operates 10 branch locations and has access to 5 ATMs. The main office is located at 168 E Fairmount Ave, Lakewood, NY 14750.
SOUTHERN CHAUTAUQUA was established in 1954. It is a federal credit union chartered under charter number 9107. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHERN CHAUTAUQUA. All financial data is for informational purposes only.