SOUTHERN CHAUTAUQUA
Federal • Lakewood, New York • Est. 1954
Quick Facts
- Charter Number
- #9107
- Type
- Federal
- Established
- 1954
- Headquarters
- Lakewood, New York 14750
- Address
- 168 E Fairmount Ave
- Branches
- 10
- ATMs
- 5
- Members
- 21,094
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
21,094 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHERN CHAUTAUQUA |
|---|---|
| Total Assets | $162.3M |
| Members | 21,094 |
| Loans Outstanding | $116.6M |
| Shares & Deposits | $135.1M |
| Net Worth | $27.5M |
| Net Worth Ratio | 16.93% |
| Loan-to-Share Ratio | 86.3% |
| Delinquency Rate | 1.35% |
| Net Income | +$4,441,756 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 5 ATMs
Lakewood
Main Office168 E Fairmount Ave
Lakewood, NY 14750
Cherry Creek
6834 Main St
Cherry Creek, NY 14723
Clymer
562 Clymer Sherman Rd
Clymer, NY 14724-9521
Jamestown
1283 E 2nd St
Jamestown, NY 14701
Frewsburg High School
26 Institute St
Frewsburg, NY 14738
Who Can Join SOUTHERN CHAUTAUQUA?
Membership Type: Other/Unknown
Membership eligibility for SOUTHERN CHAUTAUQUA may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHERN CHAUTAUQUA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Browse all federally insured credit unions in New York, ranked by assets, members, and financial health score.
View New York RankingsFrequently Asked Questions
Yes. SOUTHERN CHAUTAUQUA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTHERN CHAUTAUQUA has 21,094 members and a potential membership field of 126,807 people.
SOUTHERN CHAUTAUQUA's net worth ratio is 16.93% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.9%, SOUTHERN CHAUTAUQUA meets this threshold.
SOUTHERN CHAUTAUQUA operates 10 branch locations and has access to 5 ATMs. The main office is located at 168 E Fairmount Ave, Lakewood, NY 14750.
SOUTHERN CHAUTAUQUA was established in 1954. It is a federal credit union chartered under charter number 9107. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHERN CHAUTAUQUA. All financial data is for informational purposes only.