SOUTHERN COASTAL
Federal • Biloxi, Mississippi • Est. 1973
Quick Facts
- Charter Number
- #24885
- Type
- Federal
- Established
- 1973
- Headquarters
- Biloxi, Mississippi 39530-3838
- Address
- 677 Dr Martin Luther King Jr Blvd
- Branches
- 1
- ATMs
- 2
- Members
- 1,607
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,607 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHERN COASTAL |
|---|---|
| Total Assets | $13.6M |
| Members | 1,607 |
| Loans Outstanding | $9.6M |
| Shares & Deposits | $11.0M |
| Net Worth | $2.5M |
| Net Worth Ratio | 18.45% |
| Loan-to-Share Ratio | 87.5% |
| Delinquency Rate | 0.47% |
| Net Income | +$19,496 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 2 ATMs
Main Office
Main Office677 Dr Martin Luther King Jr Blvd
Biloxi, MS 39530-3838
Who Can Join SOUTHERN COASTAL?
Membership Type: Occupational
Membership eligibility for SOUTHERN COASTAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHERN COASTAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Mississippi RankingsFrequently Asked Questions
SOUTHERN COASTAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SOUTHERN COASTAL has 1,607 members and a potential membership field of 2,500 people.
SOUTHERN COASTAL's reported net worth ratio is 18.45% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SOUTHERN COASTAL operates 1 branch location and has access to 2 ATMs. The main office is located at 677 Dr Martin Luther King Jr Blvd, Biloxi, MS 39530-3838.
SOUTHERN COASTAL was established in 1973. It is a federal credit union chartered under charter number 24885. The institution has been serving members for 53 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHERN COASTAL. All financial data is for informational purposes only.