SOUTHERN ENERGY
State-Chartered • Birmingham, Alabama • Est. 1953
Quick Facts
- Charter Number
- #62728
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Birmingham, Alabama 35203
- Address
- 750 17th St N
- Branches
- 28
- ATMs
- 17
- Members
- 90,625
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
90,625 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHERN ENERGY |
|---|---|
| Total Assets | $3.6B |
| Members | 90,625 |
| Loans Outstanding | $938.7M |
| Shares & Deposits | $3.3B |
| Net Worth | $521.4M |
| Net Worth Ratio | 14.31% |
| Loan-to-Share Ratio | 28.8% |
| Delinquency Rate | 0.21% |
| Net Income | +$4,216,424 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
28 locations · 17 ATMs
Main Office
Main Office750 17th St N
Birmingham, AL 35203
Alabama Power Headquarters
600 18th St N
Birmingham, AL 35203-2206
Hueytown
2901 Allison Bonnett Memorial Dr
Hueytown, AL 35023-1835
Clanton
1872 7th St S
Clanton, AL 35045
Dothan
2220 Montgomery Hwy
Dothan, AL 36303-3200
Who Can Join SOUTHERN ENERGY?
Membership Type: Community
Membership eligibility for SOUTHERN ENERGY may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHERN ENERGY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
SOUTHERN ENERGY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SOUTHERN ENERGY has 90,625 members and a potential membership field of 274,749 people.
SOUTHERN ENERGY's reported net worth ratio is 14.31% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SOUTHERN ENERGY operates 28 branch locations and has access to 17 ATMs. The main office is located at 750 17th St N, Birmingham, AL 35203.
SOUTHERN ENERGY was established in 1953. It is a state-chartered credit union chartered under charter number 62728. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHERN ENERGY. All financial data is for informational purposes only.