SOUTHERN LAKES
State-Chartered • Kenosha, Wisconsin • Est. 1935
Quick Facts
- Charter Number
- #66707
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Kenosha, Wisconsin 53142
- Address
- 3000 80th St
- Branches
- 3
- ATMs
- 3
- Members
- 9,683
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,683 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHERN LAKES |
|---|---|
| Total Assets | $113.2M |
| Members | 9,683 |
| Loans Outstanding | $69.0M |
| Shares & Deposits | $101.4M |
| Net Worth | $10.9M |
| Net Worth Ratio | 9.63% |
| Loan-to-Share Ratio | 68.0% |
| Delinquency Rate | 0.86% |
| Net Income | +$262,892 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
80th Street
Main Office3000 80th St
Kenosha, WI 53142
Elkhorn
17 N Washington St
Elkhorn, WI 53121
60th Street
5001 60th St
Kenosha, WI 53144
Who Can Join SOUTHERN LAKES?
Membership Type: Community
Membership eligibility for SOUTHERN LAKES may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHERN LAKES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Wisconsin
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Wisconsin RankingsFrequently Asked Questions
SOUTHERN LAKES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SOUTHERN LAKES has 9,683 members and a potential membership field of 2,983,500 people.
SOUTHERN LAKES's reported net worth ratio is 9.63% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SOUTHERN LAKES operates 3 branch locations and has access to 3 ATMs. The main office is located at 3000 80th St, Kenosha, WI 53142.
SOUTHERN LAKES was established in 1935. It is a state-chartered credit union chartered under charter number 66707. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHERN LAKES. All financial data is for informational purposes only.