SOUTHERN LAKES
State-Chartered • KENOSHA, Wisconsin • Est. 1935
Quick Facts
- Charter Number
- #66707
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- KENOSHA, Wisconsin 53142
- Address
- 3000 80TH STREET
- Branches
- 3
- ATMs
- 3
- Members
- 9,519
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
9,519 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHERN LAKES |
|---|---|
| Total Assets | $109.1M |
| Members | 9,519 |
| Loans Outstanding | $70.9M |
| Shares & Deposits | $97.8M |
| Net Worth | $10.6M |
| Net Worth Ratio | 9.75% |
| Loan-to-Share Ratio | 72.5% |
| Delinquency Rate | 0.91% |
| Net Income | +$1,164,031 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
80th Street
Main Office3000 80th St
Kenosha, WI 53142
Elkhorn
17 N Washington St
Elkhorn, WI 53121
60th Street
5001 60th St
Kenosha, WI 53144
Who Can Join SOUTHERN LAKES?
Membership Type: Community
Membership eligibility for SOUTHERN LAKES may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHERN LAKES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Wisconsin RankingsFrequently Asked Questions
Yes. SOUTHERN LAKES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTHERN LAKES has 9,519 members and a potential membership field of 2,983,500 people.
SOUTHERN LAKES's net worth ratio is 9.75% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.8%, SOUTHERN LAKES meets this threshold.
SOUTHERN LAKES operates 3 branch locations and has access to 3 ATMs. The main office is located at 3000 80th St, Kenosha, WI 53142.
SOUTHERN LAKES was established in 1935. It is a state-chartered credit union chartered under charter number 66707. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHERN LAKES. All financial data is for informational purposes only.