SOUTHWEST LOUISIANA
State-Chartered • Lake Charles, Louisiana • Est. 1952
Quick Facts
- Charter Number
- #62756
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- Lake Charles, Louisiana 70607
- Address
- 2255 E McNeese St
- Branches
- 5
- ATMs
- 5
- Members
- 19,190
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
19,190 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHWEST LOUISIANA |
|---|---|
| Total Assets | $177.8M |
| Members | 19,190 |
| Loans Outstanding | $146.2M |
| Shares & Deposits | $148.3M |
| Net Worth | $28.4M |
| Net Worth Ratio | 15.95% |
| Loan-to-Share Ratio | 98.6% |
| Delinquency Rate | 1.09% |
| Net Income | +$2,960,535 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
SWLACU Ryan Street Branch
4056 Ryan St
Lake Charles, LA 70605
SWLACU Sulphur Office
101 N Cities Service Hwy
Sulphur, LA 70663
McNeese Corporate Office
Main Office2255 E McNeese St
Lake Charles, LA 70607
SWLACU South Beau Branch
12781 Highway 171
Longville, LA 70652
West 18th Street
317 W 18th St
Lake Charles, LA 70601
Who Can Join SOUTHWEST LOUISIANA?
Membership Type: Community
Membership eligibility for SOUTHWEST LOUISIANA may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHWEST LOUISIANA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. SOUTHWEST LOUISIANA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTHWEST LOUISIANA has 19,190 members and a potential membership field of 247,906 people.
SOUTHWEST LOUISIANA's net worth ratio is 15.95% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.9%, SOUTHWEST LOUISIANA meets this threshold.
SOUTHWEST LOUISIANA operates 5 branch locations and has access to 5 ATMs. The main office is located at 2255 E McNeese St, Lake Charles, LA 70607.
SOUTHWEST LOUISIANA was established in 1952. It is a state-chartered credit union chartered under charter number 62756. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHWEST LOUISIANA. All financial data is for informational purposes only.