SOUTHWEST OKLAHOMA
Federal • Lawton, Oklahoma • Est. 1958
Quick Facts
- Charter Number
- #12271
- Type
- Federal
- Established
- 1958
- Headquarters
- Lawton, Oklahoma 73507
- Address
- 1806 NW Liberty Ave
- Branches
- 1
- ATMs
- 1
- Members
- 4,884
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,884 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHWEST OKLAHOMA |
|---|---|
| Total Assets | $116.2M |
| Members | 4,884 |
| Loans Outstanding | $74.7M |
| Shares & Deposits | $95.5M |
| Net Worth | $21.3M |
| Net Worth Ratio | 18.36% |
| Loan-to-Share Ratio | 78.2% |
| Delinquency Rate | 0.77% |
| Net Income | +$2,257,574 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Southwest Oklahoma Federal Credit Union
Main Office1806 NW Liberty Ave
Lawton, OK 73507
Who Can Join SOUTHWEST OKLAHOMA?
Membership Type: Community
Membership eligibility for SOUTHWEST OKLAHOMA may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHWEST OKLAHOMA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Oklahoma
Browse all federally insured credit unions in Oklahoma, ranked by assets, members, and financial health score.
View Oklahoma RankingsFrequently Asked Questions
Yes. SOUTHWEST OKLAHOMA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTHWEST OKLAHOMA has 4,884 members and a potential membership field of 50,000 people.
SOUTHWEST OKLAHOMA's net worth ratio is 18.36% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.4%, SOUTHWEST OKLAHOMA meets this threshold.
SOUTHWEST OKLAHOMA operates 1 branch location and has access to 1 ATMs. The main office is located at 1806 NW Liberty Ave, Lawton, OK 73507.
SOUTHWEST OKLAHOMA was established in 1958. It is a federal credit union chartered under charter number 12271. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHWEST OKLAHOMA. All financial data is for informational purposes only.