SOVITA
State-Chartered • Flint, Michigan • Est. 1934
Quick Facts
- Charter Number
- #60666
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Flint, Michigan 48532
- Address
- PO Box 320830
- Branches
- 5
- ATMs
- 3
- Members
- 17,847
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
17,847 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOVITA |
|---|---|
| Total Assets | $576.1M |
| Members | 17,847 |
| Loans Outstanding | $137.4M |
| Shares & Deposits | $485.9M |
| Net Worth | $92.0M |
| Net Worth Ratio | 15.97% |
| Loan-to-Share Ratio | 28.3% |
| Delinquency Rate | 0.14% |
| Net Income | +$5,818,712 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 3 ATMs
Calkins Rd
Main Office4411 Calkins Rd
Flint, MI 48532
Regency Park
3400 Regency Park Dr
Grand Blanc, MI 48439
Court St
5399 E Court St N
Burton, MI 48509
University Ave
1005 University Ave
Flint, MI 48504
Lapeer
168 N Saginaw St
Lapeer, MI 48446
Who Can Join SOVITA?
Membership Type: Community
Membership eligibility for SOVITA may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOVITA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. SOVITA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOVITA has 17,847 members and a potential membership field of 655,000 people.
SOVITA's net worth ratio is 15.97% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.0%, SOVITA meets this threshold.
SOVITA operates 5 branch locations and has access to 3 ATMs. The main office is located at 4411 Calkins Rd, Flint, MI 48532.
SOVITA was established in 1934. It is a state-chartered credit union chartered under charter number 60666. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOVITA. All financial data is for informational purposes only.