SPIRIT OF ALASKA
Federal • Fairbanks, Alaska • Est. 1960
Quick Facts
- Charter Number
- #13583
- Type
- Federal
- Established
- 1960
- Headquarters
- Fairbanks, Alaska 99701
- Address
- 1417 Gillam Way
- Branches
- 4
- ATMs
- 4
- Members
- 9,231
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,231 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SPIRIT OF ALASKA |
|---|---|
| Total Assets | $200.8M |
| Members | 9,231 |
| Loans Outstanding | $102.7M |
| Shares & Deposits | $170.6M |
| Net Worth | $29.4M |
| Net Worth Ratio | 14.62% |
| Loan-to-Share Ratio | 60.2% |
| Delinquency Rate | 0.88% |
| Net Income | +$432,577 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
Geist Branch
4001 Geist Rd
Fairbanks, AK 99709-3569
Gillam Branch
Main Office1417 Gillam Way
Fairbanks, AK 99701
Johansen Branch
495 Harold Bentley Ave
Fairbanks, AK 99701
Three Bears
2801 Buzby rd
North Pole, AK 99705-6710
Who Can Join SPIRIT OF ALASKA?
Membership Type: Community
Membership eligibility for SPIRIT OF ALASKA may vary. Contact the credit union directly to confirm qualification requirements.
Contact SPIRIT OF ALASKA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alaska
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alaska RankingsFrequently Asked Questions
SPIRIT OF ALASKA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SPIRIT OF ALASKA has 9,231 members and a potential membership field of 175,000 people.
SPIRIT OF ALASKA's reported net worth ratio is 14.62% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SPIRIT OF ALASKA operates 4 branch locations and has access to 4 ATMs. The main office is located at 1417 Gillam Way, Fairbanks, AK 99701.
SPIRIT OF ALASKA was established in 1960. It is a federal credit union chartered under charter number 13583. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SPIRIT OF ALASKA. All financial data is for informational purposes only.