SPIRIT OF AMERICA
Federal • Lincoln, Nebraska • Est. 1943
Quick Facts
- Charter Number
- #24724
- Type
- Federal
- Established
- 1943
- Headquarters
- Lincoln, Nebraska 68504-3507
- Address
- 325 N 52nd St
- Branches
- 2
- ATMs
- 1
- Members
- 3,542
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,542 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SPIRIT OF AMERICA |
|---|---|
| Total Assets | $54.2M |
| Members | 3,542 |
| Loans Outstanding | $19.3M |
| Shares & Deposits | $47.3M |
| Net Worth | $6.6M |
| Net Worth Ratio | 12.29% |
| Loan-to-Share Ratio | 40.9% |
| Delinquency Rate | 0.00% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
Credit Union
Main Office325 N 52nd St
Lincoln, NE 68504-3507
Dedasphere FKA Visifi
375 Riverside Pkwy
Lithia Springs, GA 30122-3891
Who Can Join SPIRIT OF AMERICA?
Membership Type: Community
Membership eligibility for SPIRIT OF AMERICA may vary. Contact the credit union directly to confirm qualification requirements.
Contact SPIRIT OF AMERICA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Nebraska
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Nebraska RankingsFrequently Asked Questions
SPIRIT OF AMERICA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SPIRIT OF AMERICA has 3,542 members and a potential membership field of 18,000 people.
SPIRIT OF AMERICA's reported net worth ratio is 12.29% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SPIRIT OF AMERICA operates 2 branch locations and has access to 1 ATMs. The main office is located at 325 N 52nd St, Lincoln, NE 68504-3507.
SPIRIT OF AMERICA was established in 1943. It is a federal credit union chartered under charter number 24724. The institution has been serving members for 83 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SPIRIT OF AMERICA. All financial data is for informational purposes only.