SPOKANE CITY
State-Chartered • Spokane, Washington • Est. 1934
Quick Facts
- Charter Number
- #68283
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Spokane, Washington 99209-6939
- Address
- PO Box 9639
- Branches
- 2
- ATMs
- 1
- Members
- 4,312
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,312 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SPOKANE CITY |
|---|---|
| Total Assets | $63.2M |
| Members | 4,312 |
| Loans Outstanding | $50.2M |
| Shares & Deposits | $55.9M |
| Net Worth | $6.9M |
| Net Worth Ratio | 10.85% |
| Loan-to-Share Ratio | 89.9% |
| Delinquency Rate | 0.25% |
| Net Income | +$492,441 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Spokane City Credit Union
Main Office1930 N Monroe St
Spokane, WA 99205-4538
Spokane City Credit Union Annex
1914 N Monroe St
Spokane, WA 99205-4538
Who Can Join SPOKANE CITY?
Membership Type: Community
Membership eligibility for SPOKANE CITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact SPOKANE CITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Washington RankingsFrequently Asked Questions
Yes. SPOKANE CITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SPOKANE CITY has 4,312 members and a potential membership field of 10,000 people.
SPOKANE CITY's net worth ratio is 10.85% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.8%, SPOKANE CITY meets this threshold.
SPOKANE CITY operates 2 branch locations and has access to 1 ATMs. The main office is located at 1930 N Monroe St, Spokane, WA 99205-4538.
SPOKANE CITY was established in 1934. It is a state-chartered credit union chartered under charter number 68283. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SPOKANE CITY. All financial data is for informational purposes only.