ST JOE VALLEY
Federal • ST MARIES, Idaho • Est. 1959
Quick Facts
- Charter Number
- #97066
- Type
- Federal
- Established
- 1959
- Headquarters
- ST MARIES, Idaho 83861
- Address
- P O BOX 216
- Branches
- 1
- Members
- 1,150
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,150 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ST JOE VALLEY |
|---|---|
| Total Assets | $14.0M |
| Members | 1,150 |
| Loans Outstanding | $6.2M |
| Shares & Deposits | $12.3M |
| Net Worth | $1.5M |
| Net Worth Ratio | 10.94% |
| Loan-to-Share Ratio | 50.0% |
| Delinquency Rate | 0.39% |
| Net Income | +$209,430 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
St Joe Valley Credit Union
Main Office129 S 9th St
St Maries, ID 83861
Who Can Join ST JOE VALLEY?
Membership Type: Community
Membership eligibility for ST JOE VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ST JOE VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Idaho RankingsFrequently Asked Questions
Yes. ST JOE VALLEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ST JOE VALLEY has 1,150 members and a potential membership field of 10,000 people.
ST JOE VALLEY's net worth ratio is 10.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.9%, ST JOE VALLEY meets this threshold.
ST JOE VALLEY operates 1 branch location. The main office is located at 129 S 9th St, St Maries, ID 83861.
ST JOE VALLEY was established in 1959. It is a federal credit union chartered under charter number 97066. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ST JOE VALLEY. All financial data is for informational purposes only.