ST. LUDMILA S
State-Chartered • Cedar Rapids, Iowa • Est. 1962
Quick Facts
- Charter Number
- #65062
- Type
- State-Chartered
- Established
- 1962
- Headquarters
- Cedar Rapids, Iowa 52404
- Address
- 2107 J St. SW
- Branches
- 3
- Members
- 104
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
104 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ST. LUDMILA S |
|---|---|
| Total Assets | $373K |
| Members | 104 |
| Loans Outstanding | $210K |
| Shares & Deposits | $260K |
| Net Worth | $110K |
| Net Worth Ratio | 29.56% |
| Loan-to-Share Ratio | 80.6% |
| Delinquency Rate | 0.00% |
| Net Income | +$386 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
St. Ludmila Credit Union
Main Office211 21st Ave SW
Cedar Rapids, IA 52404
St. Ludmila Credit Union
211 21st Ave SW
Cedar Rapids, IA 52404
St. Ludmila Credit Union
211 21st Ave SW
Cedar Rapids, IA 52404
Who Can Join ST. LUDMILA S?
Membership Type: Community
Membership eligibility for ST. LUDMILA S may vary. Contact the credit union directly to confirm qualification requirements.
Contact ST. LUDMILA S directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. ST. LUDMILA S is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ST. LUDMILA S has 104 members and a potential membership field of 500 people.
ST. LUDMILA S's net worth ratio is 29.56% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 29.6%, ST. LUDMILA S meets this threshold.
ST. LUDMILA S operates 3 branch locations. The main office is located at 211 21st Ave SW, Cedar Rapids, IA 52404.
ST. LUDMILA S was established in 1962. It is a state-chartered credit union chartered under charter number 65062. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ST. LUDMILA S. All financial data is for informational purposes only.