ST. MARY'S
State-Chartered • MARLBOROUGH, Massachusetts • Est. 1913
Quick Facts
- Charter Number
- #67864
- Type
- State-Chartered
- Established
- 1913
- Headquarters
- MARLBOROUGH, Massachusetts 01752
- Address
- 46 LIZOTTE DR., PO BOX 729
- Branches
- 9
- ATMs
- 7
- Members
- 57,657
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
57,657 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ST. MARY'S |
|---|---|
| Total Assets | $1.0B |
| Members | 57,657 |
| Loans Outstanding | $761.1M |
| Shares & Deposits | $846.1M |
| Net Worth | $118.6M |
| Net Worth Ratio | 11.45% |
| Loan-to-Share Ratio | 90.0% |
| Delinquency Rate | 0.08% |
| Net Income | +$4,428,880 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 7 ATMs
St. Mary's Credit Union/Loan Center
Main Office46 Lizotte Dr
Marlborough, MA 01752-3061
St. Mary's Credit Union
133 W Main St
Marlborough, MA 01752
St. Mary's Credit Union
133 S Bolton St
Marlborough, MA 01752
St. Marys' Credit Union
1 Northboro Rd E
Marlborough, MA 01752-1818
St. Mary's Credit Union
100 W Main St
Northborough, MA 01532-1824
Who Can Join ST. MARY'S?
Membership Type: Community
Membership eligibility for ST. MARY'S may vary. Contact the credit union directly to confirm qualification requirements.
Contact ST. MARY'S directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. ST. MARY'S is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ST. MARY'S has 57,657 members and a potential membership field of 3,312,183 people.
ST. MARY'S's net worth ratio is 11.45% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.4%, ST. MARY'S meets this threshold.
ST. MARY'S operates 9 branch locations and has access to 7 ATMs. The main office is located at 46 Lizotte Dr, Marlborough, MA 01752-3061.
ST. MARY'S was established in 1913. It is a state-chartered credit union chartered under charter number 67864. The institution has been serving members for 113 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ST. MARY'S. All financial data is for informational purposes only.