ST. MICHAELS
Federal • CRAIG, Colorado • Est. 1956
Quick Facts
- Charter Number
- #11340
- Type
- Federal
- Established
- 1956
- Headquarters
- CRAIG, Colorado 81625
- Address
- 678 SCHOOL ST
- Branches
- 1
- Members
- 187
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
187 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ST. MICHAELS |
|---|---|
| Total Assets | $994K |
| Members | 187 |
| Loans Outstanding | $402K |
| Shares & Deposits | $876K |
| Net Worth | $118K |
| Net Worth Ratio | 11.86% |
| Loan-to-Share Ratio | 45.9% |
| Delinquency Rate | 0.00% |
| Net Income | +$2,318 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
office
Main Office678 School St
Craig, CO 81625
Who Can Join ST. MICHAELS?
Membership Type: Community
Membership eligibility for ST. MICHAELS may vary. Contact the credit union directly to confirm qualification requirements.
Contact ST. MICHAELS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Colorado RankingsFrequently Asked Questions
Yes. ST. MICHAELS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ST. MICHAELS has 187 members and a potential membership field of 250 people.
ST. MICHAELS's net worth ratio is 11.86% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, ST. MICHAELS meets this threshold.
ST. MICHAELS operates 1 branch location. The main office is located at 678 School St, Craig, CO 81625.
ST. MICHAELS was established in 1956. It is a federal credit union chartered under charter number 11340. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ST. MICHAELS. All financial data is for informational purposes only.