ST. MICHAELS FALL RIVER
Federal • Fall River, Massachusetts • Est. 1953
Quick Facts
- Charter Number
- #8915
- Type
- Federal
- Established
- 1953
- Headquarters
- Fall River, Massachusetts 02720-1005
- Address
- 775 Davol St
- Branches
- 2
- ATMs
- 1
- Members
- 3,220
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
3,220 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ST. MICHAELS FALL RIVER |
|---|---|
| Total Assets | $123.1M |
| Members | 3,220 |
| Loans Outstanding | $106.0M |
| Shares & Deposits | $112.1M |
| Net Worth | $10.9M |
| Net Worth Ratio | 8.87% |
| Loan-to-Share Ratio | 94.6% |
| Delinquency Rate | 1.40% |
| Net Income | +$660,722 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
St. Michael's (Fall River) Federal Credit Union
Main Office775 Davol St
Fall River, MA 02720-1028
St. Michael's (FR) FCU
1004 County St
Somerset, MA 02726-5138
Who Can Join ST. MICHAELS FALL RIVER?
Membership Type: Other/Unknown
Membership eligibility for ST. MICHAELS FALL RIVER may vary. Contact the credit union directly to confirm qualification requirements.
Contact ST. MICHAELS FALL RIVER directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. ST. MICHAELS FALL RIVER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ST. MICHAELS FALL RIVER has 3,220 members and a potential membership field of 20,000 people.
ST. MICHAELS FALL RIVER's net worth ratio is 8.87% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.9%, ST. MICHAELS FALL RIVER meets this threshold.
ST. MICHAELS FALL RIVER operates 2 branch locations and has access to 1 ATMs. The main office is located at 775 Davol St, Fall River, MA 02720-1028.
ST. MICHAELS FALL RIVER was established in 1953. It is a federal credit union chartered under charter number 8915. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ST. MICHAELS FALL RIVER. All financial data is for informational purposes only.