ST. THOMAS
Federal • Charlotte Amalie, Virgin Islands • Est. 1952
Quick Facts
- Charter Number
- #7970
- Type
- Federal
- Established
- 1952
- Headquarters
- Charlotte Amalie, Virgin Islands 00802-6749
- Address
- 5027 Norre Gade
- Branches
- 2
- ATMs
- 4
- Members
- 8,995
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
8,995 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ST. THOMAS |
|---|---|
| Total Assets | $89.1M |
| Members | 8,995 |
| Loans Outstanding | $39.5M |
| Shares & Deposits | $69.8M |
| Net Worth | $21.1M |
| Net Worth Ratio | 23.71% |
| Loan-to-Share Ratio | 56.6% |
| Delinquency Rate | 1.15% |
| Net Income | +$242,029 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 4 ATMs
STTFCU
Main Office5027 Norre Gade
Charlotte Amalie, VI 00802-6749
CU SOUTH
23210 US Highway 98 Ste B1
Fairhope, AL 36532-3397
Who Can Join ST. THOMAS?
Membership Type: Community
Membership eligibility for ST. THOMAS may vary. Contact the credit union directly to confirm qualification requirements.
Contact ST. THOMAS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virgin Islands
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Virgin Islands RankingsFrequently Asked Questions
ST. THOMAS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ST. THOMAS has 8,995 members and a potential membership field of 9,500 people.
ST. THOMAS's reported net worth ratio is 23.71% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ST. THOMAS operates 2 branch locations and has access to 4 ATMs. The main office is located at 5027 Norre Gade, Charlotte Amalie, VI 00802-6749.
ST. THOMAS was established in 1952. It is a federal credit union chartered under charter number 7970. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ST. THOMAS. All financial data is for informational purposes only.